Payment Methods

To purchase products from the irinavoinea.com, we offer the following payment methods: online card payment, installments payment via Klarna.

Online Card Payment

Debit card payments are securely processed by Shopify through the Shopify Payments service. Accepted card types include VISA and Mastercard. No additional transaction fees apply.

If your card is linked to an account in a currency other than RON, the transaction will be processed in RON at the exchange rate of your bank. No additional fees apply in this case either.

How to Pay Online with Your Card?

Shopify Payments

At checkout, you will have the option to “Pay online with card.” You can enter your card details directly on the checkout page without being redirected to another page. Ensure all order and card details are correct and click “PAY NOW.”

The transaction confirmation will also be sent to your email. If the payment is not authorized, you can retry immediately after receiving the failed payment message.

Pay in 3 Installments with 0% Interest via Klarna

When selecting Klarna at checkout, you have the option to buy now and pay later. It’s easy and secure to use.

You can split the total amount into three interest-free installments, making payments over time. The first installment is charged at the time of purchase, and the remaining two are automatically deducted from your debit or credit card every 30 days. Klarna offers a flexible, interest-free shopping experience.

How to Use Klarna?

1. Add items to your cart.
2. Select Klarna at checkout to split your payment over time.
3. Manage your order and payments in the Klarna app.

Frequently Asked Questions

How do I pay in 3 interest-free installments?
Select the “3 interest-free installments” option to split your purchase into three payments. These will be deducted every 30 days from the date of purchase (usually the shipping date). Simply add your debit or credit card details for automatic payments. Klarna will notify you before each payment due date so you can relax and enjoy your purchase. Check Klarna’s terms and conditions for more details.

Are there any fees for paying in 3 installments?
No, there are no fees or commissions. For more information, please check Klarna’s terms and conditions.

Will Klarna perform a credit check for the 3-installment payment plan?
When selecting the 3-interest-free installment option, Klarna may request a credit report from a third party. For more details, please check Klarna’s terms and conditions.

About Klarna

Klarna was founded in Stockholm, Sweden, and is one of Europe’s fastest-growing companies, as well as a leading provider of alternative payment solutions. Klarna’s vision is to make all payments “smoooth” by adding value for both buyers and retailers, offering unique payment options and a superior customer experience.

Klarna has 5,000 employees in 45 countries and is a pioneer in alternative payment solutions, serving 147 million customers and 400,000 partners worldwide.

For more details, visit: https://www.klarna.com/international/about-us/